Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"Richard Wylder and the team were incredibly knowledgeable and helpful from the first phone call. There was always someone on the end of the phone when I called and the entire transaction went through much quicker than I ever would have anticipated. Would definitely recommend to others"
If you’re over 55, equity release lets you release money from your home without needing to sell or move. By choosing a lifetime mortgage, you can access either a lump sum or drawdown funds as required. Whether your home is mortgage-free or not, any outstanding mortgage is cleared with the released funds, providing flexibility and financial freedom.
Yes, absolutely. All the plans we offer are regulated by the Financial Conduct Authority (FCA) and follow the strict guidelines of the Equity Release Council. This means you can rest assured that you’ll never owe more than the value of your home when it’s sold, giving you and your family peace of mind.
The choice is yours! Whether you’re looking to upgrade your car, pay off debts, or simply enjoy your retirement to the fullest, equity release gives you the opportunity to use the funds in any way you choose.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Gillingham, we’re dedicated to offering expert advice tailored to your financial needs. With our years of experience, we help you make informed decisions, whether it’s about accessing your home’s value or finding the right mortgage. We’re here to help you secure your financial future, offering support with a professional yet personal approach.
Our advisers take the time to understand what matters most to you and your family, helping you make informed decisions.
We’ll look at other solutions to ensure equity release is the right choice for your future.
Everything is fully explained and secure, following FCA and Equity Release Council standards.
Here’s what to expect when you work with us for equity release, if you live in Gillingham.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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